When planning an international trip, it's essential to consider travel insurance, especially for U.S. travelers heading abroad. Travel insurance offers crucial protection, including coverage for unexpected medical emergencies that may occur while overseas. U.S. health insurance may not cover you outside the country, leaving you at risk of high medical expenses. Having travel insurance ensures you're protected against emergency medical expenses, trip cancellations, lost baggage, and more. According to travel.state.gov, the U.S. government strongly advises travelers to be prepared for the unexpected and emphasizes the importance of securing adequate insurance coverage. Furthermore, the Centers for Disease Control and Prevention (CDC) and the U.S. Department of State recommend considering travel insurance to cover potential medical costs and ensure access to necessary healthcare in case of an emergency.